FICO
Fair Isaac Corporation
October 12, 2026 · intraday
- Rarity
- 1.32
- Peak move
- +10.78%
- Float cap
- $15.4B
Fair Isaac Corporation provides analytics software and scoring solutions. Its FICO Score is a widely used measure of U.S. consumer credit risk, sold mainly through consumer reporting agencies to banks, credit card issuers, mortgage and auto lenders, and other businesses. It also sells decision-management software, fraud-detection tools, and consumer credit-monitoring products to enterprises and consumers in more than 80 countries.
Where do you see this going?
no votes yetVoting closed at 4:00 PM ET.
What we found
12 events · 0 from SEC or newswire · 0 timed with the moveregulatory_approvalThe Federal Housing Administration issued Mortgagee Letter 2026-11 on October 8, adding VantageScore 4.0 and FICO Score 10T alongside Classic FICO for FHA-insured single-family loans effective for case numbers assigned on or after January 1, 2027.
peer_disclosureTransUnion launched First Look Functionality for Mortgage, letting lenders pull a credit report without immediately buying scores and add them later, and extended 99-cent VantageScore 4.0 mortgage pricing through 2028 when pulled alongside a FICO Score.
regulatory_actionFlorida Attorney General James Uthmeier's office issued a Civil Investigative Demand to Fair Isaac (FICO) seeking documents on whether FICO violated the Florida Antitrust Act through price increases, predatory pricing, product bundling and exclusionary contracts with major credit bureaus.
analyst_ratingBank of America downgraded Fair Isaac (FICO) to Neutral from Buy and halved its price target to $700 from $1,400, after the FHFA placed VantageScore 4.0 and Classic FICO on a single mortgage pricing grid.
customer_lossRocket Mortgage said it will default to VantageScore 4.0, priced at $0.99 through 2028 versus FICO's $10 per score in 2026, following the FHFA's move to put the rival score on the same mortgage pricing grid.
analyst_ratingZacks Research downgraded Fair Isaac (FICO) to a Strong Sell rating from Hold on October 7, 2026, citing concern over the loss of FICO's dominance in 30-year mortgage credit scoring.
analyst_ratingAnalyst consensus compiled by stockanalysis.com as of October 7, 2026 showed 21 analysts with a Buy consensus and an average FICO price target of $1,113, ranging from $490 to $1,750.
insider_saleGuruFocus data as of October 7, 2026 showed Fair Isaac insiders net sold $20.4 million of shares over the prior 12 months with no insider purchases.
layoff_restructuringFair Isaac (FICO) committed on October 1, 2026 to an AI-driven restructuring cutting about 15% of its workforce (~570 of 3,811 employees), expecting ~$27 million in pre-tax Q4 fiscal 2026 severance charges and completion by fiscal Q3 2027.
peer_disclosureUnited Wholesale Mortgage said it will obtain both FICO Scores and VantageScore 4.0 on all credit pulls, default to the strongest qualifying score, and incorporate FICO Score 10T for broker lending decisions.
analyst_ratingRothschild & Co Redburn lowered its Fair Isaac (FICO) price target to $713 from $1,257 while maintaining a Neutral rating on the shares.
analyst_ratingWells Fargo lowered its Fair Isaac (FICO) price target to $800 from $950 while maintaining an Overweight rating on October 5, 2026.