FICO
Fair Isaac Corporation
October 1, 2026 · pre-market
- Rarity
- 1.89
- Peak move
- +13.64%
- Float cap
- $13.7B
Fair Isaac Corporation provides analytics software and scoring solutions. Its FICO Score is a widely used measure of U.S. consumer credit risk, sold mainly through consumer reporting agencies to banks, credit card issuers, mortgage and auto lenders, and other businesses. It also sells decision-management software, fraud-detection tools, and consumer credit-monitoring products to enterprises and consumers in more than 80 countries.
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What we found
12 events · 0 from SEC or newswire · 0 timed with the move- Key event
regulatory_approvalFHFA Director Bill Pulte announced approval of Fair Isaac's Direct License Program model via X; BMO Capital reiterated Outperform and a $1,150 target, saying the approval removes uncertainty and assumes the model rolls out through 2027.
class_action_filedLevi & Korsinsky announced an investigation into potential securities law violations by Fair Isaac Corporation on behalf of shareholders who lost money after the FHFA's mortgage credit score announcement, citing the company's $5.58 billion debt load and buyback of 1.705 million shares for $1.96 billion.
- Key event
analyst_ratingBank of America Securities downgraded Fair Isaac to Neutral from Buy and halved its price target to $700 from $1,400, citing the FHFA's move to price VantageScore 4.0 on par with Classic FICO.
analyst_ratingBMO Capital cut its price target on Fair Isaac to $1,150 from $1,550 while maintaining an Outperform rating.
analyst_ratingSusquehanna set a $700 price target on Fair Isaac.
- Key event
analyst_ratingHuber Research analyst Craig Huber downgraded Fair Isaac to Underweight from Overweight with a $710 price target.
regulatory_actionFHFA Director Bill Pulte said Fannie Mae and Freddie Mac will move to a single loan-level pricing adjustment grid, with VantageScore 4.0 joining Classic FICO on the same grid and the prior 20-point VantageScore adjustment removed; no start date was given.
customer_lossRocket Mortgage said it will become the first mortgage lender to use VantageScore 4.0 as its preferred credit-scoring model for all eligible loans, defaulting to it in Q4 2026 for mortgages delivered to Fannie Mae, Freddie Mac and VA, after testing 1.4 million credit reports; borrowers who saved averaged $1,600 at closing.
peer_disclosureTransUnion extended its promotional 99-cent pricing for the VantageScore 4.0 model through December 2028, offering standalone originations at 99 cents or free with a FICO score purchase, and said VantageScore integration reached more than 1,100 mortgage lenders including nine of the 15 largest originators.
analyst_ratingBarclays lowered its price target on Fair Isaac to $935 from $1,700 while keeping an Overweight rating.
analyst_ratingWells Fargo set a $950 price target on Fair Isaac.
regulatory_actionFlorida Attorney General James Uthmeier served Fair Isaac with a civil investigative demand investigating whether the company engaged in anticompetitive conduct that caused consumers to overpay for FICO credit scores in violation of the Florida Antitrust Act.